Email Marketing

I’ve been VERY successful at stopping and staying off marketing mailing list. I need a credit card but want to make sure I don’t get added to more lists. I understand they will have privacy policy stating they will not share personal information. Is there anything else I need or look for? Have any suggests on who I should use?

TIA,
nvrau

I need some advice. I have an old credit card in default. I’ve been searching the court records database and I see I have a possible judgment pending. I know there could eventually be wage garnishment, but my main concern is the possibility of having my bank accounts frozen. I want to prepare myself for this happening.

Is a money market account safe? What about Paypal, can that be frozen? What about savings and IRAs?

I’ve read horror stories about people being left high and dry with no access to money. Besides keeping it in a shoe box, I was wondering where else it would be safe. This way I could continue to pay bills online, etc.

If anyone has any experience with this, please let me know. FYI, I’ve tried negotiating with the creditor with no resolve, I waited too long. I’ve never been served, but from what I understand that really doesn’t matter, they can still issue a default judgment.

Thanks in advance.